Stitch

Founded
2019 in Cape Town, South Africa by Kiaan Pillay, Priyen Pillay, and Junaid Dadan.

Founders & Leadership
Kiaan Pillay – Co-Founder & CEO
Priyen Pillay – Co-Founder
Junaid Dadan – Co-Founder

Location
Cape Town, South Africa, with operations across Africa and a presence in Nigeria (Lagos).

Industry
FinTech / Payments Infrastructure — API-driven payments platform and infrastructure provider for digital commerce and embedded finance.

Overview
Stitch builds modern payments infrastructure that enables businesses to collect, manage, and orchestrate payments across multiple channels — online and in-person — through a unified platform and developer-friendly APIs. It helps companies enhance checkout experiences, streamline financial operations, and connect to banks, wallets, and payment networks.
The company is used by enterprise clients and e-commerce platforms to accept diverse payment methods and manage payouts and reconciliation efficiently. In early 2025, it integrated in-person payments through its acquisition of ExiPay and expanded its e-commerce offerings via Stitch Express (formerly WigWag) for scalable checkout solutions across platforms like Shopify and WooCommerce.

Core Features & Capabilities
Pay-ins (Collections): Accept online payments via bank transfers, cards, digital wallets, cash and other methods.
Payouts / Disbursements: 24/7 automated payouts to bank accounts or wallets.
Payment Orchestration: Manage, route, reconcile and optimize payments across providers and regions.
In-Person Payments: Card present and alternative in-store payment acceptance after the ExiPay acquisition.
Stitch Express: A plug-and-play e-commerce checkout solution for SMEs and online merchants.

Target Market
Enterprise businesses and large merchants needing omnichannel payments infrastructure.
Digital platforms and e-commerce companies requiring unified payment stacks.
Fintechs and startups building financial products and embedded finance flows.
Regional expansion efforts: Stitch supports African businesses and international companies entering African financial ecosystems.

Value Proposition
Unified payments infrastructure: Single APIs and orchestration layer reduce complexity and integration time for businesses.
Broad payment method support: From bank-to-bank and mobile wallets to cards and cash payment options.
Scalability: Built for both enterprise platforms and growing SMEs via Express solutions.
Pan-African focus: Designed to handle multi-rail and multi-jurisdiction payment flows across African markets.