MNT-Halan
Founded
2017 in Cairo, Egypt (with roots that trace back to 2010).
Founders & Leadership
Mounir Nakhla — Co‑Founder & CEO
Ahmed Mohsen — Co‑Founder & CTO
Location
Cairo, Egypt, with regional expansion into the UAE, Turkey, Pakistan and plans for broader international markets.
Industry
FinTech & Digital Financial Services — focused on digital banking, lending, payments, BNPL, microfinance, neo‑commerce and financial inclusion.
Overview
MNT‑Halan is Egypt’s largest and fastest‑growing non‑bank lender and fintech ecosystem, created to digitally bank the underbanked and underserved populations by replacing traditional cash‑based transactions with tech‑enabled financial services. It serves millions of customers with a wide range of products spanning digital lending, payments, buy‑now‑pay‑later, e‑commerce, and micro‑business support via a single digital super‑app.
The platform’s proprietary technology (Neuron) powers its credit scoring, loan processing, payment systems and e‑commerce experiences.
Core Features & Capabilities
Financial Services
Consumer & Business Lending:
Nano loans (small‑amount digital credit)
Microfinance and SME lending for businesses
Payroll advances and salary financing
Vehicle and equipment finance
Buy Now, Pay Later (BNPL): Credit facilities for consumer purchases with flexible instalments.
Digital Payments: E‑wallets, P2P transfers, digital disbursements, virtual cards, bill payments and cash‑in/out services.
E‑Commerce & Commerce Enablement:
Marketplace for home appliances, FMCG and retail goods
Delivery and last‑mile logistics integration
B2B / B2C commerce capabilities with merchant networks
Target Market
Unbanked and underbanked consumers seeking access to loans, digital payments and financial services.
Micro, small and medium enterprises (MSMEs) requiring working capital, credit and commerce tools.
Retail customers and merchants needing digital trade, BNPL and financial infrastructure.
Value Proposition
Inclusive finance: Enables individuals and businesses with limited or no banking history to access credit, savings and electronic payments.
Single super‑app ecosystem: Combines lending, payments, commerce, and financial services in a unified digital experience.
Tech‑driven solutions: Proprietary analytics and digital workflows support rapid credit decisions and seamless financial operations.
E‑commerce integration: Direct commerce offerings supplement financial services for both consumers and merchants.