Eversend
Founded
2017 in Kampala, Uganda — Eversend was created to offer a modern, digital alternative to traditional banking and remittance services, focusing on affordable cross-border money transfers, multi-currency wallets, and other financial services for Africans and the diaspora.
Founders & Leadership
Stone Atwine — Co-Founder & CEO
Ronald Kasendwa — Co-Founder
Emma Sánchez Andrade Smith — Co-Founder
Location
Kampala, Uganda — with operations and users across multiple African markets including Kenya, Nigeria, Ghana, Rwanda, Cameroon, Côte d’Ivoire, Senegal, Tanzania, and Zambia, as well as accessibility for global users outside the continent.
Industry
FinTech / Digital Banking & Payments — focused on digital wallets, cross-border remittances, multi-currency management, virtual debit cards, and integrated payment services for individuals and businesses.
Overview
Eversend is a fintech platform and neo-banking solution that enables users to send, receive, exchange, and manage money across borders through a single app. The platform provides multi-currency wallets, low-fee cross-border transfers, real-time currency exchange, and virtual USD/EUR debit cards — helping users avoid high fees charged by traditional banks. Eversend is available on Android and iOS and serves millions of customers across Africa and beyond. The company also extends services for business users, offering payout and currency exchange infrastructure via APIs, as well as virtual accounts with ACH and SEPA capabilities for receiving international payments.
Core Features & Capabilities
Multi-Currency Wallets: Hold and manage balances in multiple currencies for personal or business use.
Cross-Border Money Transfers: Fast, affordable sending and receiving of money across supported African countries and internationally.
Currency Exchange: Competitive real-time FX rates within the app.
Virtual USD & EUR Cards: Create virtual debit cards for global online spending with lower foreign exchange fees.
Bill Payments & Utility Services: Pay bills and purchase airtime directly through the platform.
Business & B2B Solutions: APIs for collections, payouts, and multi-currency business accounts with global payment reception (ACH/SEPA).
Target Market
Individuals & Diaspora Users who need inexpensive and convenient cross-border financial services.
Small & Medium Businesses requiring multi-currency management and international payment capabilities.
Travelers & Remote Workers needing digital financial tools without traditional banking barriers.
Underbanked Populations that face limited access to formal banking services but own mobile devices.
Value Proposition
Eversend positions itself as an all-in-one financial super-app that reduces the friction, high cost, and complexity of traditional banking and remittance services — particularly in Africa. By combining multi-currency wallets, low-fee cross-border transfers, virtual cards, and integrated payment tools into a single mobile experience, Eversend enables users to manage local and international finances under one roof. This digital platform champions financial inclusion by lowering costs and barriers for both individuals and businesses, empowering users to save more, transact more efficiently, and connect to global financial networks without relying on legacy banking infrastructure.