YellowCard
Founded
2016 (operational launch in Nigeria in 2019) — Yellow Card was established as a pioneering crypto on‑/off‑ramp and stablecoin infrastructure platform aimed at addressing financial inclusion, cross‑border payments, and treasury challenges in Africa and emerging markets.
Founders & Leadership
Chris Maurice — Co‑Founder & CEO
Justin Poiroux — Co‑Founder & CTO
Location
Headquartered in Atlanta, Georgia (USA) with operational teams and presence across 20+ African countries including Nigeria, Kenya, South Africa, Ghana, Uganda, Tanzania, Cameroon, Zambia, Côte d’Ivoire, Senegal, Botswana, and others.
Industry
FinTech / Blockchain & Crypto Infrastructure — focused on stablecoin on‑ and off‑ramps, cross‑border payments, digital asset treasury, and API integrations for businesses and individuals in Africa.
Overview
Yellow Card is Africa’s largest licensed stablecoin on‑/off‑ramp and digital asset infrastructure provider, enabling users and businesses to buy, sell, send, receive, and store cryptocurrencies and stablecoins (e.g., USDT, USDC, PYUSD) using local currencies. The platform operates across more than 20 African markets, facilitating multi‑billion‑dollar transaction volume and offering API and widget products that allow international businesses to integrate Yellow Card’s rails to access Africa’s digital payment ecosystem. It serves a broad range of clients — from individual users seeking remittance and hedging tools to enterprises needing treasury management and cross‑border payment solutions.
Core Features & Capabilities
Buy/Sell Crypto & Stablecoins: Users can transact Bitcoin, Ethereum, USDT, USDC, PYUSD and other digital assets in local currency.
Stablecoin API & Widgets: Business‑focused products that enable crypto rails integration, on‑/off‑ramping, and treasury operations via programmable interfaces.
Cross‑Border Payments & Treasury Management: Tools for international settlement, invoice payments, and multi‑currency liquidity using stablecoins to mitigate FX risk.
Local Currency Support: Integrations with mobile money, bank transfers, and local payment networks across African jurisdictions.
Regulated Stablecoin Access: Licensed operations support compliance and secure digital asset custody in multiple countries.
Target Market
Individuals & Retail Users seeking affordable access to crypto and stablecoins for savings, remittances, or hedging.
SMEs & Corporates needing cross‑border payments, stablecoin liquidity, and digital treasury solutions.
Fintech Platforms & Developers integrating crypto rails via API for payments and compliance‑friendly digital asset flows.
Remittance Providers & Global Partners looking to leverage crypto infrastructure to serve African markets.
Value Proposition
Yellow Card delivers critical blockchain‑enabled financial infrastructure that tackles expensive, slow, and fragmented payment systems across Africa by leveraging stablecoins (USD‑pegged tokens) and regulatory licensing to provide:
Seamless local‑to‑global transfers: Users and businesses can move value across borders cheaply and quickly using stablecoins as the settlement layer.
Treasury & FX risk management: Companies can hold and transact in asset‑backed USD‑denominated tokens to hedge against currency volatility common in many African markets.
Embedded crypto rails for partners: Its API/Widgets allow third‑party apps to offer crypto on‑/off‑ramp services without building complex blockchain infrastructure.
Financial inclusion: By supporting local payment methods (bank transfers, mobile money) and accessible wallet interfaces, Yellow Card broadens access to digital assets for previously underbanked users.
Regulatory compliance & trust: Licensed stablecoin operations and market presence across jurisdictions build confidence for enterprise and retail adoption.