Xeno Technologies

Founded
2016 in Kampala, Uganda — XENO began as a digital investment and wealth-building platform with the mission to democratize financial planning, saving, and investing for everyday Africans. It has since expanded into Kenya under the MyXENO brand to serve a broader East African user base.

Founders & Leadership
While specific individual founders are not widely listed on public profiles, XENO is led by a core team focused on financial inclusion and digital investment solutions for Africa. It is a privately held fintech company headquartered in Uganda.

Location
Kampala, Uganda — with active operations in Kenya through MyXENO Investment Management Limited, licensed by the Capital Markets Authority (CMA) of Kenya and present on the web at ke.myxeno.com.

Industry
FinTech / Digital Investment / Wealth Management — combining goal-based savings, investment planning, and automated portfolio allocation through regulated unit trust funds.

Overview
XENO is a goal-based investment platform designed to make investing accessible to individuals, groups, families, and institutions. Through its digital platform (web, mobile app, and USSD), users can plan, save, and invest toward specific financial goals — such as retirement, education, emergencies, home ownership, or wealth building — with low minimum entry points (as little as KES 500 in Kenya or UGX 10,000 in Uganda). The platform assesses risk tolerance, recommends personalized investment portfolios, and executes those portfolios using regulated unit trust funds managed under strict oversight by the relevant capital markets authorities.

Core Features & Capabilities
Goal-Based Investing: Users set personalized financial goals and receive tailored investment planning tools.
Low-Entry Investment: Start investing with modest amounts (e.g., KES 500 or UGX 10,000).
Automated Risk Assessment: Platform evaluates risk tolerance via simple questionnaires to suggest diversified investment portfolios.
Regulated Unit Trust Funds: Investments are placed into diversified unit trust funds compliant with regulatory requirements, offering exposure to money market, bonds, and equity funds.
Mobile Money & Bank Integration: Deposits can be funded via bank transfers and mobile money (e.g., M-PESA in Kenya).
USSD & App Access: Multiple access channels including web, native apps, and USSD for broader inclusion.

Target Market
Individual Savers & Investors looking to build wealth or meet life goals through structured investing rather than cash savings alone.
Youth & Middle-Class Populations in Uganda, Kenya, and beyond seeking accessible entry to regulated investment products.
Groups & Institutions including investment clubs, SACCOs, and corporate investors interested in planning and investment management.
Underserved Financial Populations without traditional access to investment advisors or high-minimum investment products.

Value Proposition
XENO’s platform democratizes investing by lowering barriers to entry — allowing everyday users to plan, automate, and diversify their investments with transparent guidance and minimal capital. By leveraging technology, regulatory oversight, and partnerships with custodial banks (e.g., NCBA Bank in Kenya and Stanbic Bank in Uganda), XENO provides a secure, regulated, and user-friendly path to long-term wealth building. Its integration with mobile money and USSD services ensures that even users without smartphones or traditional bank accounts can participate, significantly advancing financial inclusion in emerging markets.